Currently, we have an ARM. Our financial institution offered us an opportunity to get out of the ARM and into a fixed rate. Yesterday, the appraiser came armed with a camera and informed us the new requirements now include interior photos.
I was quite upset by this news. Partly because my house wasn't exactly spotless but also because of privacy concerns. I asked him who sees these photos. He admitted he didn't know.
I don't think the contents of one's home is anyone else's business. Who knows how these photos might be used?